At eNovate, we provide a diverse range of digital payment solutions that boost efficiency, security, and strategic capabilities for fintechs,banks, and businesses. Our custom APIs offer a wide array of financial services, empowering your business to thrive in the digital landscape.
Our advanced API Sandbox environment allows developers to test and seamlessly integrate applications with eNovate’s Core Platform. With over 30 APIs, users can easily perform card-related operations such as activation, balance inquiries, and transaction processing.
Enhance your customer experience by integrating our APIs into your mobile applications, internet banking, IVR systems, kiosks, and more. Trust eNovate to deliver robust and innovative digital payment solutions tailored to your needs.
White Label Wallet Mobile Application
eNovate’s white label mobile app empowers clients to adopt a branded digital wallet, providing their users with the latest innovations in digital payments, self-registration, and more.
Our digital wallet offers numerous benefits, including 24/7 accessibility, convenience, faster transactions, reduced paperwork, and enhanced security with multi-factor authentication and encryption. It has revolutionized the fintech industry, transforming how people interact with financial institutions and manage their daily financial activities.
Main features offered through the White Label Mobile Application:
- Digital Onboarding
- Virtual Card Issuance and Management
- Top-Up
- Bill Payments
- Card on File
Experience the future of digital finance with eNovate’s cutting edge solutions


3D Secure
Our 3D Secure Authentication Service, a cutting-edge solution designed to bolster the security of online transactions. Leveraging advanced security measures and compliance with industry standards, our service provides an additional layer of protection against unauthorized access and fraudulent activities. With seamless integration, real time risk assessment, and 24/7 monitoring and support, businesses can safeguard their transactions while ensuring a smooth and frictionless customer experience. Join us in revolutionizing online payments and protecting your business and customers from evolving threats and risks.
Digital Onboarding/AML
eNovate’s Digital Customer Onboarding Solution streamlines the onboarding process, offering a seamless and engaging experience from start to finish. This solution enables banks & fintechs to easily and securely onboard customers through mobile or online banking platforms, ensuring a smooth and efficient onboarding journey.


Risk and Fraud Management
Our scalable, scheme-agnostic platform manages cross-channel data, using advanced analytics and AI to reveal trends and risks quickly. With real-time detection and comprehensive fraud management, including alerts, case management, and custom solutions, we ensure your business remains secure and efficient.
Digital Merchant Platform
As a game-changing platform, Digital Merchant Platform (DMP) is set to transform the fintech industry and drive innovation for years to come. DMP is tailored to the diverse needs of acquirers, aggregators, and service providers in managing merchant-related activities. This comprehensive solution streamlines the entire merchant lifecycle, from onboarding to servicing, disputes, reconciliations, and settlements.
By offering a suite of features designed to enhance operations and customer experience, DMP empowers users to manage merchant activities efficiently.


HSM
Our state-of-the-art Hardware Security Module (HSM) ensures the highest level of security for all your cryptographic operations. From PIN translation and verification to card production and personalization, our HSM handles it all. It supports electronic funds interchange (EFTPOS, ATM), cash-card reloading, and EMV transaction processing. Additionally, it provides secure key generation and injection, guaranteeing the integrity and security of your financial transactions. Trust our HSM to deliver robust and efficient cryptographic solutions for your business.